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• Real Estate Trivia - The Clemons Home Team's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

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Financing Your Home >Lenders Want to Say Yes If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans. A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job. There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What bizarre post-midnight pageant celebrated the great transformation in Manhattan architecture during the 1920s? A  Beaux-Arts Architects' Ball (January 23, 1931) at the Hotel Astor commemorated the end of the first skyscraper age. See More Real Estate Trivia >

Linda Clemons Reece & Nichols 9601 NE Barry Road Kansas City, MO 64158 816-407-5223 Fax: 816-781-4639 lclemons@reeceandnichols.com The Clemons Home Team is your leading source for all of your greater Kansas City, Kearney, Blue Springs, Independence, Lee's Summit, Platte City and Liberty real estate needs. Whether you are Buying or Selling a home, We know that it is one of the biggest events in your life and we are here to help you through the process. www.ClemonsHomes.com is brought to you by The Clemons Home Team, real estate for Kansas City, Blue Springs, Lee's Summit, Liberty, Kearney, Independence and Platte City, Missouri Read The Clemons Home Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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