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"Downsizing is what we wanted to do, "

"It was with some mixed feeling the day we called The Clemons Home Team to place our home for sale. Downsizing is what we wanted to do, but leaving our big home behind was going to be hard. The Clemons Home Team understood." 

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Real Estate Tips
First Time Buyers >Making Your Dream Home Come True

Is it time to initiate the purchase of your first home? You may be starting a family and outgrowing your small apartment. If the time seems right to seriously consider buying a house, but you are afraid you don't have enough cash, don't worry!

Real estate agents are experienced in helping first-time buyers locate the financial resources to make such a move. The first step is to sit down with an agent who is familiar with available loan programs. You will need money for the down payment, and your income must be high enough to meet the lender's qualifying standards.

Real estate agents may be able to minimize the amount of cash needed with a little help from either the sellers or the loan company. You might be able to include some of the closing costs in your mortgage. The sellers might consider a lease/purchase agreement which would allow you to rent for a few months while accumulating the funds you need. If you are ready to buy your first home, let your real estate agent assist you in making your dream a reality.

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Real Estate Trivia
Q 
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?

A 
Lender in these states must pay interest on funds held in escrow accounts.
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The Clemons Home Team, REALTOR®, real estate agent and broker for Kansas City, Blue Springs, Lee's Summit, Liberty, Kearney,  Independence and Platte City, Missouri home listings, property and land for sale - NUMBER1EXPERT

Linda Clemons
Reece & Nichols

9601 NE Barry Road
Kansas City, MO 64158
816-407-5223
Fax: 816-781-4639
iclemons@reeceandnichols.com

The Clemons Home Team is your leading source for all of your greater Kansas City, Kearney, Blue Springs, Independence, Lee's Summit, Platte City and Liberty real estate needs. Whether you are Buying or Selling a home, We know that it is one of the biggest events in your life and we are here to help you through the process.



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